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Financial tools

Property finance calculators

EMI compared across lenders on the rates each publishes, with the date Bhumiq read it, FOIR-based loan eligibility, and Haryana stamp duty computed on your transaction value and, where a collector rate is on record for the sector, on the higher of the two, that rate shown with its source and effective date.

EMI: compare banks

FOIR: how much loan am I eligible for?

Lenders cap your total EMIs at a share of your income, the FOIR. Each lender sets its own; 50% is assumed here, and you can change it.

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Stamp duty, Haryana

Duty is charged on the higher of your transaction value and the official circle-rate value. Add a sector and area to check both.

Ownership
Municipal limits

Inside a Municipal Corporation's limits the duty is 2 points higher. Not sure? The sub-registrar's office can tell you.

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Buying in Gurugram? Check the developer’s trust record first →

Ask Bhumiq about this developer, project or sector.

Plain-language answers on HARERA filings, DTCP licences, occupation certificates and court records, with their government sources and the dates they were read.